Water damage and Flood Damage in Kern County, CA:
How can Homeowners Insurance Help you?

Over 14,000 people in the U.S suffer from water damage daily, and 98% will experience it in their lifetime. Hence, this large number is increasing. Any property, regardless of age, can experience water and flood damage.

Water damage is just as likely to occur in newer homes than the older ones. The newer homes use low-quality materials, and tract homes usually experience water damage because of second-rate handiwork, especially plumbing. As a homeowner, what can you do to reduce this number? And how can Homeowners Insurance help you regarding this matter?

What are the causes of water damage?

When extra water accumulates in places that are not supposed to have water, it causes water damage. Excess water comes from a range of sources, which contributes to water damage. If you are aware of the potential causes of flood damage, you can take preventive measures that help you insure against a leak or flood.

List of Common causeS:

  • Bursting or leaking pipes. 
  • A plumbing system that is not working properly
  • Water build-up in attics, basement, and more
  • Appliances that are malfunctioning like bathrooms, sinks, water heaters, etc.
  • Flash floods due to natural disasters and other weather-related issues
  • Clogged gutters
  • Roof leak damages
  • HVACs, (heating, ventilating, and air conditioning units)

Flood Insurance California

Flood insurance is a kind of property insurance that protects a dwelling from losses caused by water logged, such as floods caused by heavy rainfall melting of snow and ice, rivers overflowing, substandard drainage systems, or dam breakage.

In general, flood insurance protects you against the loss of property due to flooding. Furthermore, if you want to know more about flood insurance, contact our experienced insurance agents, and they will be glad to answer your questions.
Many individuals believe that water and flood damage are the same things. They are significantly different when it comes to insurance companies and insurance coverages.
Water damage commonly happens for homeowners to experience because of plumbing issues, water build-up, malfunctioning of appliances, and pipe bursting. Additionally, if the HVAC system doesn’t drain properly, it causes flooding to the house.
Flood damage happens when there is a flooding event that can cause damage to your house or your community. Prolonged heavy rainfall creates flash floods that build up water more or less the height of humans depending on the geographical condition of the area. Indeed, natural disasters are the number one cause of flooding.

Home insurance in Kern County, California, provides better coverage to your home if water or flood damage occurs. The assurance that you are safe against these mishaps creates a peaceful environment for your family.

Overall, Homeowners Insurance presents an impact on our daily lives. We cannot directly avoid these natural disasters or any damage that can happen, but it starts with us protecting ourselves through these situations. Acquiring home insurance is one of the steps that protect you and your family. Learn more about Home Insurance in Kern County, California, contact our trusted agents, and get a homeowners insurance quote.