How does Fire Insurance work?
After a fire happens, you must check the extent of the damages and then file a claim.
- Fix areas or material that needs to be repaired urgently. But check first if it is safe to fix them.
- Take photos of the damages ahead of time. If you bought some materials for repair, it would be best to keep them recorded.
- Record the damages or any other things that will help you form the claim’s basis. Get your camera or phone to take photos or videos detailing the damage from room to room if necessary.
- Notify your insurance company either online or over the phone. Your insurance company will facilitate your claim and help ensure that you’re compensated promptly.