What is the HO-3 Policy in Homeowners Insurance El Cajon?
HO-3 Policy in Homeowners Insurance El Cajon is the most common type of homeowners insurance policy, which provides complete coverage for your house, belongings, and liability at a low cost. An HO-3 policy is the most common type of homeowners insurance policy today, accounting for over 80% of all policies. HO-3 insurance in Homeowners Insurance El Cajon, often known as a special form or open perils policy, protects your home from all causes of damage except those specifically named in the policy. It also protects your possessions from damage or theft and your responsibility costs if you cause an injury.