Homeowners Insurance Costa Mesa California 92627
There are different types of homeowners insurance policies available in Costa Mesa, California. These policies differ in their coverage and cost. The most common type of policy is the HO-3 policy, which covers your home and personal property against a range of risks such as fire, theft, and weather-related damage. This policy also includes liability coverage, which protects you against lawsuits if someone gets injured on your property.
Another type of homeowners insurance policy available in Costa Mesa is the HO-5 policy. This policy offers more comprehensive coverage than the HO-3 policy and is ideal for homeowners with high-value homes and belongings. The HO-5 policy covers all risks unless they are specifically excluded in the policy.